基本型 住院

Helps towards the accommodation costs and doctors, specialists, surgeons and anaesthetists fees for the Included services below. What is a waiting period? A set period of time you need to wait before you can receive benefits for services or items included in your cover. You can’t receive benefits for any items or services you obtained while you’re serving a waiting period. This means you will have to pay the full cost of the service. What is a pre-existing condition? An ailment, illness or condition that, in the opinion of a Medical Practitioner appointed by Medibank, the signs or symptoms existed at any time during the six months before you either took out your new cover, or transferred to a higher level of cover (12 month waiting period applies). Inclusions Waiting Period What is a waiting period? A set period of time you need to wait before you can receive benefits for services or items included in your cover. You can’t receive benefits for any items or services you obtained while you’re serving a waiting period. This means you will have to pay the full cost of the service. What is a pre-existing condition? An ailment, illness or condition that, in the opinion of a Medical Practitioner appointed by Medibank, the signs or symptoms existed at any time during the six months before you either took out your new cover, or transferred to a higher level of cover (12 month waiting period applies). Icon help Icon Tick Ambulance services Unlimited emergency ambulance services Australia-wide. For ambulance attendance or transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn’t be transported any other way. Waiting Period Icon help Nil Nil Icon Tick No Excess for kids on a family membership No matter what hospital excess you choose on your cover, the excess will not apply if your kids on a family membership are admitted to hospital Waiting Period Icon help Nil Nil Icon Tick Rehabilitation Hospital treatment for physical rehabilitation for a patient related to surgery or illness. For example: inpatient and admitted day patient rehabilitation, stroke recovery, cardiac rehabilitation. Waiting Period Icon help 2 months 2 months Icon Tick Hospital psychiatric services Hospital treatment for the treatment and care of patients with psychiatric, mental, addiction or behavioural disorders. For example: psychoses such as schizophrenia, mood disorders such as depression, eating disorders and addiction t

' below. Public Hospital (as a private patient) Overnight accommodation in a private or shared room Same-day admissions Intensive care Operating theatre fees Outpatient and emergency department charges (where it leads to an admission) Hospital benefits Members’ Choice hospitals Medibank has agreements with most private hospitals and day surgeries in Australia. We call this our Members’ Choice network. When you visit a Members’ Choice hospital you will generally get better value for money compared to a non-Members’ Choice private hospital, provided the service is included under our agreement with the hospital and not Excluded under your cover. To find your nearest Members’ Choice hospital, visit medibank.com.au/memberschoice . Members’ Choice hospitals are subject to change from time to time and are not available in all areas.

Hospital excess This is the amount you pay towards your hospital treatment before we pay any benefits. It's paid once per person, per calendar year. It does not apply to children on a family policy. Choosing the higher excess reduces the premiums you pay. $300 Excess No Excess Cover type Cover type Icon help Singles Couples Families Single Parents Join now Loading from --> from Hospital excess Hospital excess $300 Excess No Excess Cover type Cover type Singles Couples Families Single Parents Join now Hospital excess Hospital excess $300 Excess No Excess Cover type Cover type Singles Couples Families Single Parents This is the amount you pay towards your hospital treatment before we pay any benefits. It's paid once per person, per calendar year. It does not apply to children on a family policy. Choosing the higher excess reduces the premiums you pay. Overseas Workers Cover - Want 8 weeks free? Join and maintain Medibank Overseas Workers Health Cover and you could get 8 weeks free. Offer ends 30 September 2026. T&Cs apply. n Copy promo code Copied! WORKER8 Need some help? We’re here to help you choose the health cover that matches your needs while you’re in Australia. Contact Medibank how it suits you; online 24/7, WeChat, in-store or by phone. Icon Mobile Contact us We’re here to help you choose the health cover that matches your needs while you’re in Australia. Ways to contact us Call 1300 981 380 Icon Contact Request a callback We’re here to help you choose the health cover that matches your needs while you’re in Australia. Request a callback Icon Chat Medibank 微信服务号 扫描二维码或搜索微信服务号Medibank_AU， 获取会员优惠，健康信息，保险相关知识及中文客服咨询服务。 Hospital cover Helps towards the accommodation costs and doctors, specialists, surgeons and anaesthetists fees for the Included services below. What is a waiting period? A set period of time you need to wait before you can receive benefits for services or items included in your cover. You can’t receive benefits for any items or services you obtained while you’re serving a waiting period. This means you will have to pay the full cost of the service. What is a pre-existing condition? An ailment, illness or condition that, in the opinion of a Medical Practitioner appointed by Medibank, the signs or symptoms existed at any time during the six months before you either took out your new cover, or transferred to a higher level of cover (12 month waiting period applies). Inclusions Waiting Period What is a waiting period? A set period of time you

below). Surgically implanted prostheses (such as an artificial body part like a limb) and other items on the Australian Government’s Prescribed List of Medical Devices and Human Tissue Products ^^ . Pharmaceutical Benefits Scheme (PBS)** listed medication given to you as part of your admitted treatment for most medical conditions, including medication prescribed for after you leave hospital. Private Hospital Overnight accommodation in a private or shared room Same-day admissions Intensive care Other benefits as set out in ' Hospital benefits' below. Public Hospital (as a private patient) Overnight accommodation in a private or shared room Same-day admissions Intensive care Operating theatre fees Outpatient and emergency department charges (where it leads to an admission) Hospital benefits Members’ Choice hospitals Medibank has agreements with most private hospitals and day surgeries in Australia. We call this our Members’ Choice network. When you visit a Members’ Choice hospital you will generally get better value for money compared to a non-Members’ Choice private hospital, provided the service is included under our agreement with the hospital and not Excluded under your cover. To find your nearest Members’ Choice hospital, visit medibank.com.au/memberschoice . Members’ Choice hospitals are subject to change from time to time and are not available in all areas. Hospital excess With Overseas Workers Base Hospital you can choose from a $300 or $500 excess . This is the amount you pay towards your hospital treatment before we pay any benefits. It's payable once per member, per calendar year if admitted to hospital. If you choose a higher excess you will pay a lower premium, but will need to pay more of your own accommodation costs. For example: You choose an excess of $500. You'd need to pay $500 towards your accomodation costs before Medibank we'll pay any benefits. The excess does not apply for any children on a family membership . Medical benefits Overseas Workers Base Hospital includes benefits towards medical services provided by a doctor, that are listed in the government’s Medicare Benefits Schedule (MBS). The MBS is a list of medical services and corresponding fees. Overseas Workers Base Hospital pays 100% of the MBS fee for: in-hospital medical services provided as part of an Included service (for example, surgeon and anaesthetist fees) If your doctor chooses to charge above the MBS fee you will likely have to pay an out-of-pocket expense to cover t

24/7 Medibank Nurse Support Medibank health insurance members can chat to a registered nurse about their health questions or concerns and get guidance on what they can do next. Chat online or call 1800 644 325 anytime of the day or night, 7 days a week at no extra cost. # Repatriation If you or any person on Overseas Worker Base Hospital sustains a substantial life-altering disability or a serious medical condition, as determined by us, and needs to return to their home country, we may arrange and pay the reasonable cost of travel with the appropriate medical supervision. In the unfortunate event of death, we’ll pay the reasonable cost for the repatriation of mortal remains of you or anyone else on your membership to their home country. The provision of any repatriation benefit is at our discretion. Conditions apply, including waiting periods. Contact us or refer to the Overseas Workers Member Guide for more information. If your situation changes If at any time you gain access to full Medicare entitlements or your visa status changes (e.g. you are granted permanent residency), Overseas Worker Base Hospital may no longer be suitable. In these instances, you should notify us of the change in your circumstances. Medibank can still remain an important part of your private health insurance plans as we offer a large range of other covers.

Find out more about things like waiting periods and pre-existing conditions or check our list of definitions if you don't know the meaning of a word or phrase Find out more ^ For ambulance attendance and transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way. + For Accidents that occur in Australia after your cover starts and while your cover is not suspended. You must seek medical treatment for the Accident within 7 days, and receive hospital treatment within 12 months of the Accident occurring. Any Excluded service under your cover will be treated as an Included service where you require hospital treatment as a result of injuries sustained in an Accident. Excludes claims covered by third parties and our Private Room Promise. Out of pocket costs may apply. ~ Services not provided by a doctor but are billed with an MBS item number. For example, eye checks and services related to chronic disease management plans. Excludes mental health services. ^^ Some referred services may involve out of pocket costs and waiting periods may apply. ++ Medibank Live Better Challenges & Goals Earning Policy: The participant of a Medibank Live Better Challenge or Goal may not receive Live Better points or may have their already credited Live Better points reversed in accordance with the Medibank Live Better terms and conditions . To earn Live Better points, the participant needs to properly complete 100% of the eligible Challenge according to the instructions. The number of Live Better points available for Medibank Live Better Challenges and Goals is subject to change without prior notice. The maximum number of Live Better points that each Medibank Live Better member can earn from successfully completing health and wellbeing Challenges, Goals or any Onboarding action in a calendar year is 40,000 Live Better points. To the extent of any inconsistency between this Policy and the Medibank Live Better terms and conditions, the terms and conditions will take precedence. ≈ Must be 16 years or over to register for Medibank Live Better rewards in the My Medibank app. Some program partners and earning activities require a person to be at least 18 years of age to be eligible to earn and/or redeem a reward. Must be a Medibank member with hospital cover, extras cover, or hospital and extras cover, and be up-to-date with premium payments. Excludes Overseas Student Health Cover (OSHC)

基本型 住院适用哪些签证？

Medibank 公开页列出的适用签证类别为：188、400、403、407、408、417、462、482、485、489。该页同时写明"and more"，完整清单以官方页面为准。

这个档位能满足签证的 8501 条件吗？

该产品页自述可满足签证 8501 健康保险条件。以官方 PDS 与签证局要求为准。

本站能给我报价吗？

Medibank 保费由报价引擎按签证期限、人数与州别实时计算，公开页不含可引用价格表；本站不提供保费数字，价格一律指向官方报价。